Documents Checklist for Government Housing Lotteries
Updated 1 Sept 2026 · 4 min read
A complete checklist of documents you usually need to apply for a MHADA, CIDCO, DDA or other housing lottery, and tips to avoid rejection.
Most rejected applications fail because of documents, not luck. Prepare these before the lottery opens and keep clear scans (PDF/JPG under the size limit the portal allows).
Almost always required
- PAN card of the applicant (and spouse if married)
- Aadhaar for e-KYC
- Income proof for the specified financial year
- Passport-size photograph and signature scan
- Bank account details for EMD refund (a cancelled cheque is sometimes asked)
- Active mobile number and email
Often required
- Domicile certificate of the state (e.g. Maharashtra requires a domicile certificate)
- Caste or category certificate for reserved quotas
- Disability certificate, ex-serviceman or government employee proof for those quotas
- Affidavit / self-declaration that you do not own a house in the specified area
Tips to avoid rejection
- The name must match exactly across PAN, Aadhaar and certificates. Fix spelling mismatches early.
- Use the income proof year that the brochure asks for, not simply the latest one you have.
- Keep originals ready: they are checked physically after you win.
- Never share your OTP, password or Aadhaar copies with agents.
This guide is general information, not legal or financial advice. Scheme rules change, so always check the official brochure and website of the authority before applying.
Spotted outdated or wrong information? Report it. It helps everyone.