CIDCO, simplified

🏠 CIDCO schemes

🔔 Latest CIDCO notices

✔ Who can apply

• ●Adult Indian citizens. Housing lotteries usually require a Maharashtra domicile.
• ●EWS / LIG flats need proof that household income is inside the scheme limits.
• ●Plot e-auctions usually have no income limit but need an EMD and a registered bidder account.
• ●Residency: Mass-housing lotteries usually require a Maharashtra domicile. Plot e-auctions are generally open to all bidders.

📄 Documents to keep ready

• ☐PAN card of applicant (and spouse, if married)
• ☐Aadhaar for e-KYC on the portal (do not share copies with agents)
• ☐Income proof for the financial year asked in the brochure (ITR / Form 16 / income certificate)
• ☐Recent passport-size photograph and signature scan
• ☐Active mobile number and email ID
• ☐Bank account details for the EMD / registration-money refund
• ☐Maharashtra domicile / residence certificate (if the scheme requires it)
• ☐Digital signature certificate (DSC), if the e-auction portal asks for one

🪜 How to apply, step by step

1. 1Watch the official website for the lottery advertisement and download the brochure / booklet.
2. 2Register on the official portal, complete e-KYC and upload documents before the deadline.
3. 3Choose the scheme(s) in your income category and pay the earnest money deposit (EMD) plus the application fee online.
4. 4Check the provisional list of accepted applications and file an objection in time if you are wrongly rejected.
5. 5Watch the computerised draw. Results and waiting lists are published on the official site.
6. 6Winners receive an allotment / offer letter and pay per the schedule. Everyone else gets their EMD refunded.

💡 Tips

• Check how close the node is to Navi Mumbai Airport, metro and railway stations. It strongly affects resale value.
• For plots, read the FSI and permitted-use conditions in the tender document before bidding.

₹ Plan your budget

Know your budget before the scheme opens: the EMD, the down payment, stamp duty and your EMI. Our calculators take two minutes.

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