📍 Karnataka government schemes
Schemes run by the Karnataka government, only for people living in Karnataka, plus central schemes everyone in India can use.
Karnataka state schemes
All Karnataka schemes on myScheme (Government of India) ↗Central schemes you can also use
🌾 Farmers & agriculture · PM-KISAN
Pradhan Mantri Kisan Samman Nidhi
✅ ₹6,000 a year, paid straight into your bank account
Direct income support for farmer families who own farmland.
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🏥 Health · Ayushman Card / PM-JAY
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
✅ Free treatment up to ₹5 lakh per family per year
Free hospital treatment for poor families and all seniors aged 70+.
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💼 Jobs, business & workers · Mudra loan
Pradhan Mantri Mudra Yojana
✅ Business loan up to ₹20 lakh without collateral
Loans without collateral to start or grow a small business.
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🏠 Housing · PMAY-U 2.0
Pradhan Mantri Awas Yojana – Urban 2.0
✅ Home-loan interest subsidy up to ₹1.8 lakh, or help to build / buy
Help for urban families to own a pucca house: build, buy, rent, or get a home-loan subsidy.
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💡 Home: electricity, gas & ration · Rooftop solar subsidy
PM Surya Ghar Muft Bijli Yojana
✅ Up to ₹78,000 subsidy + up to 300 units free a month
Subsidy to put solar panels on your roof and cut your electricity bill.
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👩 Women & girls · SSY
Sukanya Samriddhi Yojana
✅ Tax-free savings for your daughter from ₹250 a year
A high-interest, tax-free savings account for a daughter's education and marriage.
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