💼 Jobs, business & workers · Department of Financial Services / SIDBI
Stand-Up India
Bank loans for SC/ST and women entrepreneurs starting a new business.
What you get
Loan of ₹10 lakh to ₹1 crore for a new enterprise
🔗 Direct official links
These open the government website in a new tab. Applying there is free; never pay anyone for a form.
✅ Benefits
- Composite loan (term loan + working capital) of ₹10 lakh to ₹1 crore.
- For a new ('greenfield') business in manufacturing, services, trading or agri-allied activities.
- Repayment over up to 7 years with a moratorium of up to 18 months.
👤 Who can apply
- SC/ST and/or women entrepreneurs, aged 18 or above.
- In a company or partnership, at least 51% ownership must be with an SC/ST person or a woman.
- Not a defaulter with any bank.
📄 Documents needed
- Aadhaar, PAN, address proof
- Caste certificate (for SC/ST)
- Project report
- Partnership deed / company documents, if applicable
📝 How to apply
- Apply online on standupmitra.in, or directly at a bank branch.
- The portal also connects you with handholding support for the project report.
- The bank appraises your project and sanctions the loan.
Benefits in detail
- Composite loan (term loan + working capital) of ₹10 lakh to ₹1 crore.
- For a new ('greenfield') business in manufacturing, services, trading or agri-allied activities.
- Repayment over up to 7 years with a moratorium of up to 18 months.
Who can apply
- SC/ST and/or women entrepreneurs, aged 18 or above.
- In a company or partnership, at least 51% ownership must be with an SC/ST person or a woman.
- Not a defaulter with any bank.
Documents needed
- Aadhaar, PAN, address proof
- Caste certificate (for SC/ST)
- Project report
- Partnership deed / company documents, if applicable
How to apply, step by step
- Apply online on standupmitra.in, or directly at a bank branch.
- The portal also connects you with handholding support for the project report.
- The bank appraises your project and sanctions the loan.
Last checked against the official website: 26 Sept 2026
Amounts and rules can change. The official website is always final. YojanaHelper is an independent guide, not a government website.
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