🏦 Bank, insurance & pension · Ministry of Rural Development, with state governments
Indira Gandhi National Old Age Pension Scheme (NSAP) (Old age pension)
Monthly pension for elderly people from BPL families.
What you get
Monthly pension, with states adding their own top-up
🔗 Direct official links
These open the government website in a new tab. Applying there is free; never pay anyone for a form.
✅ Benefits
- Central share of ₹200 a month for ages 60–79 and ₹500 a month from age 80.
- Most states add their own amount, so the total is usually higher; the exact amount depends on your state.
- Related NSAP pensions exist for widows and persons with disabilities.
👤 Who can apply
- Age 60 or above.
- Belongs to a Below Poverty Line (BPL) household.
📄 Documents needed
- Age proof (Aadhaar, birth certificate or school certificate)
- BPL card / certificate
- Bank or post office account
- Photo
📝 How to apply
- Apply at the gram panchayat, block office or municipal / social welfare office, or on your state's pension portal.
- Officials verify age and BPL status.
- Pension is paid into your bank or post office account.
Benefits in detail
- Central share of ₹200 a month for ages 60–79 and ₹500 a month from age 80.
- Most states add their own amount, so the total is usually higher; the exact amount depends on your state.
- Related NSAP pensions exist for widows and persons with disabilities.
Who can apply
- Age 60 or above.
- Belongs to a Below Poverty Line (BPL) household.
Documents needed
- Age proof (Aadhaar, birth certificate or school certificate)
- BPL card / certificate
- Bank or post office account
- Photo
How to apply, step by step
- Apply at the gram panchayat, block office or municipal / social welfare office, or on your state's pension portal.
- Officials verify age and BPL status.
- Pension is paid into your bank or post office account.
Last checked against the official website: 26 Sept 2026
Amounts and rules can change. The official website is always final. YojanaHelper is an independent guide, not a government website.
Spotted outdated or wrong information? Report it. It helps everyone.
You may also be eligible for
🏦 Bank, insurance & pension · PM-SYM
Pradhan Mantri Shram Yogi Maan-dhan
✅ ₹3,000 pension every month after age 60
Pension for unorganised workers such as domestic workers, drivers, vendors and labourers.
See details →
🏦 Bank, insurance & pension · PMJDY
Pradhan Mantri Jan Dhan Yojana
✅ Zero-balance bank account + ₹2 lakh accident cover
A free bank account for every household, with insurance and overdraft.
See details →
🏦 Bank, insurance & pension · PMJJBY
Pradhan Mantri Jeevan Jyoti Bima Yojana
✅ ₹2 lakh life cover for ₹436 a year
Very low-cost life insurance through your bank account.
See details →
🏦 Bank, insurance & pension · PMSBY
Pradhan Mantri Suraksha Bima Yojana
✅ ₹2 lakh accident cover for ₹20 a year
Accident insurance for just ₹20 a year.
See details →