🏦 Government schemes: Bank, insurance & pension
Bank accounts, low-cost insurance and pension for everyone.
🏦 Bank, insurance & pension · PMJDY
Pradhan Mantri Jan Dhan Yojana
✅ Zero-balance bank account + ₹2 lakh accident cover
A free bank account for every household, with insurance and overdraft.
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🏦 Bank, insurance & pension · PMJJBY
Pradhan Mantri Jeevan Jyoti Bima Yojana
✅ ₹2 lakh life cover for ₹436 a year
Very low-cost life insurance through your bank account.
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🏦 Bank, insurance & pension · PMSBY
Pradhan Mantri Suraksha Bima Yojana
✅ ₹2 lakh accident cover for ₹20 a year
Accident insurance for just ₹20 a year.
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🏦 Bank, insurance & pension · APY
Atal Pension Yojana
✅ Guaranteed ₹1,000 to ₹5,000 pension a month from 60
A guaranteed pension, mainly for workers in the unorganised sector.
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🏦 Bank, insurance & pension · PM-SYM
Pradhan Mantri Shram Yogi Maan-dhan
✅ ₹3,000 pension every month after age 60
Pension for unorganised workers such as domestic workers, drivers, vendors and labourers.
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🏦 Bank, insurance & pension · Old age pension
Indira Gandhi National Old Age Pension Scheme (NSAP)
✅ Monthly pension, with states adding their own top-up
Monthly pension for elderly people from BPL families.
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