How to Avoid Housing Lottery Scams
Updated 1 Sept 2026 · 4 min read
Common frauds around MHADA, DDA and other government housing lotteries and how to protect yourself.
Every big lottery attracts fraudsters. The rule is simple: allotment happens only through the official draw or auction, and money is paid only on the official portal or to the authority's listed bank account.
Common scams
- 'Guaranteed flat' or 'quota' offers from agents or so-called insiders.
- Fake websites and social media pages that copy the look of official portals.
- Phone calls asking for OTP to 'complete your application'.
- Fake winner messages asking for a 'processing fee' to release the allotment.
- Selling 'transfer' of an allotted flat that the seller doesn't actually own.
How to stay safe
- Type the official address yourself, and check it ends in the authority's real domain (often .gov.in or .nic.in).
- Never share OTPs, passwords or Aadhaar copies.
- Verify winner lists on the official site only.
- Report fraud at cybercrime.gov.in or call 1930 (national cybercrime helpline).
About this website
YojanaHelper is an independent guide. We never collect application fees, never ask for OTPs, and cannot influence any allotment.
This guide is general information, not legal or financial advice. Scheme rules change, so always check the official brochure and website of the authority before applying.
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