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AWHO, simplified

Army Welfare Housing Organisation

AWHO builds dwelling units for serving and retired Army personnel and their widows on a no-profit basis. Registration and project applications happen through AWHO, and allotment in over-subscribed projects is by draw of lots.

Allotment
Lottery · First-come-first-served
Who can apply
Eligible employees only
Areas
Multiple cantonment and metro cities

🔔 Latest AWHO notices

No matching notices right now. Our bot checks official portals every hour, so check back soon or join the alerts.

✔ Who can apply

  • ●Serving and retired Army personnel and widows, as per AWHO eligibility rules for each project.
  • ●Residency: Only for eligible Army personnel, veterans and widows as defined by AWHO.
Check your income group →Where else can I apply?

📄 Documents to keep ready

  • ☐PAN card of applicant (and spouse, if married)
  • ☐Aadhaar for e-KYC on the portal (do not share copies with agents)
  • ☐Income proof for the financial year asked in the brochure (ITR / Form 16 / income certificate)
  • ☐Recent passport-size photograph and signature scan
  • ☐Active mobile number and email ID
  • ☐Bank account details for the EMD / registration-money refund
  • ☐Service / pension documents as required by AWHO

🪜 How to apply, step by step

  1. 1Watch the official website for the lottery advertisement and download the brochure / booklet.
  2. 2Register on the official portal, complete e-KYC and upload documents before the deadline.
  3. 3Choose the scheme(s) in your income category and pay the earnest money deposit (EMD) plus the application fee online.
  4. 4Check the provisional list of accepted applications and file an objection in time if you are wrongly rejected.
  5. 5Watch the computerised draw. Results and waiting lists are published on the official site.
  6. 6Winners receive an allotment / offer letter and pay per the schedule. Everyone else gets their EMD refunded.

💡 Tips

  • Register with AWHO early. Registration seniority can matter for some projects.

₹ Plan your budget

Know your budget before the scheme opens: the EMD, the down payment, stamp duty and your EMI. Our calculators take two minutes.

Affordability calculatorEMI calculatorHome loan guide

AWHO: frequently asked questions

How does AWHO allot flat / house?+

AWHO uses lottery, first-come-first-served. The method and dates are announced in each scheme's official notice and brochure.

Can people from other states apply to AWHO?+

Eligible employees only. Only for eligible Army personnel, veterans and widows as defined by AWHO.

Where do I apply for AWHO schemes?+

Only on the official website (www.awhosena.in). YojanaHelper is an independent guide and does not accept applications.

How will I know when AWHO announces a new scheme?+

We check the official AWHO website about every hour and list new notices on this page. You can also join our free Telegram alerts.

Other authorities in All India

PMAY-UPMAY-GCGEWHO
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This page is an independent summary written to make AWHO's process easier to understand. It is not an official AWHO publication. Rules, limits and dates change with every scheme, so the official brochure is always final.

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